Desiree Kaul is a Chartered Financial Consultant (ChFC®) and an Accredited Financial Counselor (AFC®). Her extensive experience in financial counseling and education includes previous work as a Personal Financial Counselor on Patrick Air Force Base, educating service members on various financial topics including the roll out of the Blended Retirement System (BRS). A previous Master Financial Coach with the Virginia Cooperative Extension, where she provided one-on-one counseling to economically vulnerable individuals and provided classroom instruction on a variety of financial topics to help clients achieve financial stability. She has also worked with Junior Achievement (JA) of Greater Washington, Northern California, and the Space Coast teaching financial literacy concepts to students in grades K-12. Additionally, she has served as a Professional Tax Preparer for H&R Block, completing personal tax returns, and counseling on tax planning.

Desiree currently resides in Satellite Beach, Florida with her husband of 21 years and teenaged son. When she is not working, Desiree thrives on getting outside to walk, kayak or boat. Desiree’s other passion is cooking healthy meals for her family and sharing recipes with friends to enjoy.